Whether this is your first home, or you’re trading up to a larger one, we can help. We love helping our clients get the home of their dreams. Our goal is to make your home buying decision well-informed and customized fit to your financial goals. full lace wigs uk
Once you decide to buy a home there are many decisions to be made. There is one approach that will make the biggest difference in fulfilling your dream. Start by making certain that the money will be available when you need it. With that peace of mind you can make a positive buying decision.
Start with a Plan
Most homebuyers apply for financing after the fact. You should start by arranging your financing first, before you ever meet with a Realtor or homebuilder. Knowing your financing options in advance, eliminates anxiety and puts you in the strongest position to find the right home at the right price. If you wait, you may limit your financing options unnecessarily.
Commitment vs Pre-Approval
A Pre-Approval is no more than someone’s opinion. Don't be fooled. You either have a loan Commitment or you don’t. Discover the financing options that will allow you to be comfortable with your purchase decision and your monthly payments. The Commitment means you have a full underwriting decision except for the appraisal, title report and purchase contract.
Dreaming about your first home? Start with a real plan by contacting us. We’ll help you to prepare and remove the uncertainty from your decision. Designing a program to match your specific needs is our specialty.
There are many alternatives to the traditional mortgage. These alternatives have created an opportunity for many people who don’t meet the criteria for a traditional loan. We can help even if you have:
- Credit issues
- No money for a down payment
- The inability to verify income
Some of the available programs:
- Stated Income
- 100% Financing
- Bad Credit
- No Job
- No Income or Asset Documentation
- Differed Interest
- Interest only
- Private Investor Loans